| Face Value |
| * Annual Percentage Rate |
| * (Months Outstanding / 12) You could use (Days Outstanding / 360) instead of months |
| Interest Expense (or Revenue) |
| Maturity Value = Principal + Interest |
| Future Amount |
| * PV$1(i, n) (Look this up in the PV$1 Table) |
| Present Value of a Lump Sum |
| Payment Amount |
| * PVOA(i, n) (Look this up in the PVOA Table) |
| Present Value of an Ordinary Annuity |